Top 10 Reasons to Retire

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Individuals who hit the age of 65 are not stepping down from their careers. They continue to fill various professional positions even when a public pension plan is offered. An article recently posted on MSN examined how people with lower incomes are still working after hitting the age of 80. This article examines top 10 reasons why these people should retire.


1. Unemployment Rate Increasing

Many younger individuals who do not have the experience are finding it hard to find jobs. With increasing population of those not retiring at 65, we are faced with an inevitable unemployment rate. In universities, for example, senior level professors hold professor emeritus positions where they continue to teach and complete research tasks. These positions could go to those entering the workforce who can follow the vision and path professor emeritus have.


2. Benefits:

Many professions where individuals have worked for over 20 years are given an excellent pension plan and have more than enough savings and investments. Government is willing to pay those who retire to sit at home and relax. Retired individuals will always be taken care of and will not have to worry about money issues or working ever again, unless they are broke and in debt.


3. Spend more time with Family:

Family is usually the main concern for individuals. As you get older you gain grandchildren and extended family members. When working, you rarely get a chance to cherish family moments and to help your children out with their own children. You will save your children money by babysitting their youngsters and helping out with family affairs when needed.


4. Travel:

Some couples rarely have the chance to travel when they have huge workloads. Their jobs throughout the years have been demanding, especially those who are self-employed. Those who are self-employed sometimes cannot find replacements to watch over while on vacation. Retiring will help individuals travel freely without worries and to enjoy life hassle free.


5. Stress:

As you get older, your system is less immune to medical problems. Individuals over the age of 65 are more at risk of heart disease, cancers, blood pressure and diabetes  Stressful jobs can lead to increasing health problems. Individuals who can retire should wind down and the enjoy the Golden Years.


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